Move money
Send and receive through a single account experience with clear confirmation at every step.
Payments designed for African markets
Your money, business and payments — in one place.
SawaPay brings personal payments, business collection, currency tools and developer infrastructure into one modern financial experience.
Service availability depends on market coverage and completed account verification.
Available balance
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Send
Receive
Pay
Exchange
Recent activity
Your latest transactions appear here
One financial platform
Built around what people and businesses actually need.
Simple daily payments on the front. Strong transaction controls, verification, records and business tools underneath.
Manage balances
Keep supported currencies organized in one place and exchange when you need to.
Get paid
Use business payment tools for in-person, link-based, and online collection.
Build payments
Connect products to SawaPay with developer tools, checkout, API access, and webhooks.
For everyday money
A cleaner way to manage everyday payments.
Keep your balances, transfers, payments, exchange and transaction history together instead of moving between disconnected services.
Explore personalSeparate transaction approval controls
Account verification workflows
Clear activity and transaction history
Business and developer payment tools
SawaPay Business
Accept payments without making your customers work for it.
Collect through payment links, QR, checkout and merchant payment flows, then manage activity from one business dashboard.
Explore businessSawaPay Developers
Payments infrastructure your product can grow into.
Use scoped API access, hosted checkout, webhooks and idempotent money-movement endpoints through the developer platform.
Build with SawaPayA financial experience that feels simple from the first tap.
Create an account for yourself, open one for your business, or connect your product through the developer platform.